Supplementary term rider

allows enhancement of the life cover upto a maximum of six times the basic life benefit

Accidental death benefit

the lump sum benefit paid on accidental death

Total and permanent disability benefit

the lump sum benefit paid on total and permanent disability due to an accident or sickness

Partial and permanent disability benefit

a percentages from the cover amount which will be paid on the continental scale

Critical illness benefit

on diagnosis of one of 24 defined illnesses, paid as a lump sum

Family income benefit

in the event of death or total and permanent disability, an agreed monthly income will be paid to the beneficiaries until the maturity of the policy

Terminal illness benefit

will be paid on condition that a diagnosis has been made that the insured member will die of a terminal illness within six months

Premium waiver benefit on TPD

the premium will be waived until the maturity of the total and permanent disability

Premium waiver benefit on CI

the premium will be waived until the maturity of the diagnosis of the defined critical illness

Last Expenses (Funeral) Benefit

will be paid immediately on production of the death certificate

Hospitalization and Surgical Benefit

reimbursement of hospital expenses incurred by the insured or family members

Hospital Cash Daily Benefit

provides an agreed daily cash benefit in the event of hospitalization upto the number of days hospitalized