Allianz Additional Rider covers
Supplementary term rider
allows enhancement of the life cover upto a maximum of six times the basic life benefit
Accidental death benefit
the lump sum benefit paid on accidental death
Total and permanent disability benefit
the lump sum benefit paid on total and permanent disability due to an accident or sickness
Partial and permanent disability benefit
a percentages from the cover amount which will be paid on the continental scale
Critical illness benefit
on diagnosis of one of 24 defined illnesses, paid as a lump sum
Family income benefit
in the event of death or total and permanent disability, an agreed monthly income will be paid to the beneficiaries until the maturity of the policy
Terminal illness benefit
will be paid on condition that a diagnosis has been made that the insured member will die of a terminal illness within six months
Premium waiver benefit on TPD
the premium will be waived until the maturity of the total and permanent disability
Premium waiver benefit on CI
the premium will be waived until the maturity of the diagnosis of the defined critical illness
Last Expenses (Funeral) Benefit
will be paid immediately on production of the death certificate
Hospitalization and Surgical Benefit
reimbursement of hospital expenses incurred by the insured or family members
Hospital Cash Daily Benefit
provides an agreed daily cash benefit in the event of hospitalization upto the number of days hospitalized