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Allianz Vishrama Suwa

FOR A MORE FULFILLING RETIREMENT

Having more time for the ones you love, re-living your childhood with your grandchildren, taking holidays as and when you choose, or pursuing your hobbies at your leisure, are the dreams that are now well within your reach. Retirement is about fulfilling your dreams. Over the years you worked hard to save up for a comfortable and financially independent future after retirement. But you hesitate to spend your retirement savings, as you don’t know how long you will need them to last. Allianz gives you the confidence of a continued income. Our Vishrama Suwa Plan is designed to give you the assurance that your income will continue for as long as you want it to, in whatever form you choose.

Features

Offers you a unique combination of benefits with contributions towards savings, which will build you a sound financial portfolio for a comfortable retirement.


  • Flexibility to receive retirement benefits under two different options:
    • Lump sum payment
    • A set of scheduled payments over a period of either 5,10, or 15 years
  • Automatic Premium waiver – Even if you are unable to pay any premiums due to a total and permanent disability, we will pay the premiums on your behalf to ensure that your policy is maintained
  • Flexibility to choose your Retirement Date
  • Flexible premium paying terms
  • Ability to grow your Retirement Fund through Top-up premiums
  • Convenient premium payment options – Monthly, Quarterly, Half-yearly or annually
  • Death benefit payable in different phases
    • During the Premium Payment phase: Death Benefit or the Fund Value whichever is higher
    • During Deferment phase: Fund Value
    • During Retirement Payout phase: Retirement benefits based on Fund Value
  • A set of scheduled payments over a period of either 5,10, or 15 years
  • Flexibility to receive retirement benefits under two different options:
    • Lump sum payment
    • Scheduled payments over 5,10, or 15 years
  • Automatic premium waiver – even if you are unable to pay your premiums due to a total and permanent disability, we pay the premiums on your behalf to ensure that your policy is continued and maintained
  • Flexibility to choose your date of retirement
  • Flexible terms for premium payments
  • Flexibility to grow your Retirement Fund through top-up premiums
  • Convenient premium payment options – you can pay as you wish – monthly, quarterly, half-yearly or annually
  • Scheduled payments over 5,10, or 15 years
  • Death benefit payable in different phases
  • During the premium payment phase: death benefit or the Fund value, whichever is higher
  • During deferment phase: Fund value
  • During the retirement payout phase: retirement benefits based on Fund value

Eligibility


  • Minimum Age at entry 22 years
  • Maximum Age at entry 55 years

Depends on the length of the premium payment phase, the deferment phase and the retirement pay-out phase

  • Minimum premium payment phase : 5 years
  • Minimum deferment phase : 5 years
  • Minimum retirement pay-out phase : 5 years (if scheduled payments option is selected)
  • Maximum premium payment phase : 30 years
  • Maximum deferment phase : 30 years
  • Maximum retirement pay-out phase : 15 years

SearchWould you like to purchase Vishrama Suva Insurance ? Or simply learn more?

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