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Suraksha Student Insurance Policy

Allianz Insurance Lanka Limited has been awarded the mandate for the Suraksha Student Insurance Policy for the period 01 December 2018 to 30 November 2019 by the Government of Sri Lanka’s Ministry of Education post a competitive tender bid.

Conceptualized in 2016 under theme “Protect forever – The Children of the Nation”, the Suraksha Student Health Insurance policy was launched in 2017. It is aimed at helping families meet their children’s healthcare expenses.

About 4.5 million Sri Lankan students in the age group of around 5 – 21 years enrolled with government schools, government approved private schools (aided and unaided), Pirivena schools, special educational institutions and international schools are covered under this policy.

The Ministry of Education has scaled up the range of benefits offered to students and their parents / guardians under the Suraksha Student Insurance Policy, in partnership with Allianz Lanka.

They will now be able to avail:

Medical Insurance (For students)

  • A hospitalization cover of Rs.200,000 per student including daily cash payments of Rs.3,000 per day (within the annual limit) in the event of being admitted in a government hospital.
  • An OPD medical cover of Rs.20,000 per student (for specified illnesses / treatments / appliances, aids and equipment).
  • A critical or prolonged illness cover of Rs.200,000 and above – based on the total requirement (subject to medical records).

Accidental Insurance (For students)

  • A cover of up to Rs.200,000 per year for permanent disability due to an accident or any chronic illness.
  • A cover of Rs.150,000, up to Rs.200,000 per year, for partial disability due to an accident or any chronic illness cover.

Life Insurance

  • A limit of Rs.200,000 will be awarded for each student in the event of an accidental / natural death of a parent / guardian (both parents are covered under this policy for each student)
  • A limit of Rs.150,000 will be awarded to the parent(s)/ the guardian in the event of the death of a student (as funeral expenses).

For further information, please call the Allianz Lanka Suraksha Claims hotline on 011 2 369 369.


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