Marine
  • Covers losses arising from physical damage to goods whilst being imported or exported to anywhere in the world
  • Marine cargo goes beyond the cover provided by goods in transit insurance. It ensures your client’s goods are protected during the land transits including loading and unloading, while in storage, or while being transported domestically according to your requirement
  • We provide solutions for Marine Cargo according to your business needs. If your business has continuous marine policies with significant amounts of shipments per day / week, we can arrange a hassle free solution of providing a Marine Open Cover, which can be extended to allow issuing marine certificates from your end 
  • Protects the Insured’s vessel or fleet against physical damage caused by perils of the sea or other covered perils while the vessel is in transit over water. Can be written to cover a single vessel or the whole fleet of a ship owner
Even the best freight forwarders cannot predict accidental damages to the cargo. Freight Forwarders Liability (FFL) Insurance provides coverage against these unforeseen damages or losses. Eases the financial strain on your transport and logistics business and reduce risk from these unforeseen damages or losses to the goods transported by your company. FFL Insurance can be issued to freight forwarders, non-vessel operating common carriers (NVOCC), logistics operators, multimodal transport operators, among others.

Covers loss / damage to general cargo and goods in transit by air, sea or land, with extensive customization of solutions across every multi-modal risk
Solutions powered by Allianz specialists including master mariners, cargo experts, risk consultants and insurance professionals from around the world
Online facility for secure e-Certificates issuance accessible any time by authorized customers to avoid paperwork delays
Covering marine, transport and logistics risks since 1890, to build a global legacy as leaders of the insurance industry
A customer-care hotline powered by trained professionals to assist in emergencies and provide claim support
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Largest, most experienced global network of cargo insurance specialists delivering local solutions in over 200 countries
All overseas transits are subject to Institute Cargo Clauses.
Liability
Tour operators and travel agents can be held liable by unsatisfied customers and travellers for trips or holidays that don’t go according to plan. Allianz Tour Operators’ Liability Insurance is designed to offer financial security to your business, while defending you of accusations on failing to deliver on customer expectations, including the actions or inactions of your subcontractors and suppliers. 
Equip your business with our Comprehensive General Liability Insurance to cover legal fees or medical expenses resulting from claims received as a consequence of your regular business operations. The liability insurance covers a range of claims from personal injuries to property damage for which your company may be held liable. 
Protect your business against legal liabilities to third parties that may arise from accidental personal injury or property damage resulting from regular business operations. With the Allianz Public Liability Insurance, you can protect yourself and your business from unexpected litigation expenses and ensure uninterrupted business continuity. 
Designed especially for product manufacturers and suppliers to protect your business from financial and legal consequences resulting from personal injury caused by the goods or products sold by your business. Allianz Product Liability Insurance protects you and your business against financial losses caused by such product-related legal liabilities.
Fire & Engineering
Protect your home from multiple hazards and natural perils including fire and lightning, explosions, aircraft damage, impact damage, cyclone, storm, tempest, flood cover, earthquake, bursting / overflowing water tank, apparatus or pipes, volcanic eruption, hurricane, typhoon, tornado, tsunami and tidal waves, thunderstorms, hailstorms, windstorms, rainstorms and electrical accidents (subject to evidence). The plan can be extended with optional covers such as riot and strike, malicious damage and terrorism covers for an additional premium.
Fortify your business with an insurance coverage that replaces the income lost in the event that business is halted due to a covered peril. With the Allianz Business Interruption Insurance, you have the choice of deciding your coverage limit, so that you can pick up right where you left off with confidence and continue your business operations.  
Comprehensive protection to minimize the impact of accidental physical loss or damage to the property insured. This includes cover from loss or damage due to fire and lightning, explosions, aircraft damage, impact damage, cyclone, storm, tempest, flood cover, earthquake, bursting / overflowing water tank, apparatus or pipes, volcanic eruption, hurricane, typhoon, tornado, tsunami and tidal waves, thunderstorms, hailstorms, windstorms and rainstorms.
A highly specialized policy designed to cover your property as well as third party liabilities against the risk of any loss and/ or damage due to the explosion, implosion or collapse of boilers and pressure plants in your premises, and the loss and / or damage to the insured boiler / pressure plant. 
Plant and machinery are not only a considerable part of a building contractor’s investment, but are also required to be protected or insured to minimize unforeseen construction interruptions. That is why Allianz offers our specialized Contractors Plant & Machinery Insurance to cover damages and losses of an accidental nature affecting machines and equipment as a result of a list of covered perils. The policy can be renewed annually or customized according to each construction project. 
Coverage for the two primary risks faced by contractors during construction; property damage and third-party liabilities. Allianz Contractors All Risk Insurance offered on an ‘All Risk’ basis, protects contractors from fire and allied perils as well as flood, storm, tempest, cyclone, earthquake, fire and shock collapse of construction, water damage and third-party injury, loss or damage claims. The policy can also be extended with other available covers to meet any specific needs for demanding construction projects. 
Specially designed to cover the risk of loss or damage resulting from the erection and installation of electrical and mechanical plant, machinery and steel structures. The policy covers physical damage to the contract works, equipment and machinery and can be extended to cover liability for third-party bodily injuries or property damage arising from erection operations. Ideal for mechanical and electrical contractors, or power, energy and telecommunication companies involved in large-scale installations. The policy can also be extended with additional covers as per requirement. 
A comprehensive policy to cover the machinery and equipment utilized for your business operations - whether owned, rented or borrowed – on an ‘All Risk’ basis against physical loss or damage caused by fire, flood, theft, malicious damage and other perils. 
Speciality
Directors and Officers of a corporate can be held legally responsible for mistakes made in the performance of their work. Allianz Insurance Lanka Limited’s Directors and Officers Liability (D&O) Insurance provides cover for Directors and Officers to protect themselves from claims made against them. Our D&O Insurance covers current, future and past directors, as well as non-executive directors, subsidiaries, and officers of a company.
The aim of D&O insurance is to provide financial protection for Directors and Officers against the consequences of actual or alleged “wrongful acts”.
Professionals in every industry need the freedom to act and advice in the best interests of their clients and business without the fear of unintended consequences. Allianz Insurance Lanka Limited’s Professional Liability Insurance (also known as Professional Indemnity Insurance) provides that freedom by protecting professionals from losses arising out of a breach of their professional duties. We provides protection for a variety of professionals, including architects, engineers, business consultants, lawyers, IT firms etc.  
Corporates are becoming distressed over the emerging Cyber risk in many forms, which can represent major threats to business. The types of risks we cover include first-party losses (e.g. business interruption, restoration, and crisis communications) and third-party losses, (e.g. data breaches, network interruption, and notification expenses). However, cyber insurance offers much more than just compensation for potentially significant financial losses. 
Miscellaneous
Covers loss or damage to your property and / or premises as a result of burglary and housebreaking, or damage to the premises in an attempt of forcible and violent entry to or exit, including armed robbery. The sum insured will represent the market value of the insured property at the time of indemnity.  
A unique insurance that protects organizations against any fraudulent or dishonest acts committed by their employees. The Allianz Fidelity Guarantee Insurance covers you from losses sustained as a result of a dishonest / fraudulent act of an employee, with businesses having the option to choose from individual, collective or floating policies depending on the requirement.
Allianz covers businesses from the unexpected loss of money while it is in your premises during business hours, while the money is in the personal custody of authorized employees, while locked in a safe outside business hours, or during transit between the business premises and specific money depository.  
A comprehensive insurance plan to enable organizations to in turn empower their employees and provide them with the necessary support and compensation in the event of bodily injuries, permanent disablement and accidental death caused by accidents. The plan can extend to cover temporary disablement. An employer can decide on a limit based on the monthly salary of the employee or the organizations’ requirement. 
Covers bodily injury, permanent disability and loss of life of the policyholder caused by accidents. The plan can extend to cover medical expenses as well as a range of additional covers. 
Promising a secured tomorrow for you and your loved ones, Allianz Rekawaranaya pays a lump sum of LKR 1 million in the event of an untimely accidental death or permanent disablement caused by an accident. Allianz Rekawaranaya also provides additional hospitalization benefits due to an accident, illness or disease.
A special coverage for damage to glass in commercial buildings, shop windows or store front displays as a result of an accident. 
An extensive cover that protects your employees in the event of a workplace injury. We understand the complexities and legal implications of workmen’s compensation, and support your business and injured workers through the claims management process. We can also support you with risk management advice to reduce workplace risk and improve employee wellbeing.