Allianz Arogya

  • Covering 26 critical illnesses
  • Claims for three (3) stages of ailment severity, from minor to critical
  • 150% coverage for illness / injury at critical stage
Multiple claims can be made on the same critical illness / injury, or different illnesses / injuries or different severity levels subject to the cap of purchased cover amount
Upon the first diagnosis of a critical illness at a major stage, all future premiums are waived off to ensure a stress-free path to recovery. Daily hospitalization covered
One child can be covered for up to 25% of the primary value for cancer, bacterial meningitis, paralysis, third degree burns and traumatic head injury

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Illness / Injury stage
Payment amount
Covered Illness
Covered Injuries
Critical Stage Up to 150% payout Cancer, Coronary artery bypass surgery, Heart attack, Multiple sclerosis, Stroke, Heart valve surgery, Paralysis, Coma, Muscular dystrophy Paralysis, Coma, Stroke
Major Stage Up to 100% payout Cancer, Coronary artery bypass surgery, Heart attack, Multiple sclerosis, Stroke, Heart valve surgery, Paralysis, Kidney failure, Major organ transplant, Benign brain tumor, Cardiomyopathy, Bacterial meningitis, Apallic syndrome, Fulminant Viral hepatitis (Acute liver failure), Motor neuron disease, Coma, Total blindness, Surgery of the aorta, End stage liver disease, End stage lung disease, Deafness, Loss of speech, Pulmonary arterial hypertension

Paralysis, Coma, Total blindness,

Minor Stage

Up to 25% payout limited to LKR 500,000

Cancer, Coronary artery bypass surgery, Heart attack, Multiple sclerosis, Stroke, Heart valve surgery, Kidney failure, Major organ transplant, Paralysis,

Paralysis, Coma, Stroke
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