• Frees you from paying premiums at the half-way mark of your coverage or sooner, so that you can enjoy the same benefits with no long-term financial commitment
  • Ideal retirement investment for professionals who can pay off the limited premium term while earning a regular income 
  • A comprehensive life coverage enhanced by multiple additional rider benefits and an attractive loyalty scheme. 
The ability to choose the premium payment term based on your preferences gives you the financial freedom to enjoy the same coverage benefits over a longer period of time.
A range of riders to meet your insurance requirements, from spouse cover and hospitalization benefits to critical and terminal illness, accidental death and many more.
Policyholders who pay their premiums consistently within 90-days of the due date will receive special loyalty rewards on the 10th, 15th and 20th policy anniversaries.

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M – 10,000/-
Q – 30,000/-
H/Y – 60,000/-
Y – 120,000/-      

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M – 8,000/-
Q – 24,000/-
H/Y – 48,000/-   
Y – 96,000/-
A 100-year insurance legacy of helping millions of people to achieve their financial and retirement goals
Renowned for our ability to offer products that meet today’s demanding lifestyles and financial challenges.
Highly rated and dependable agents trained to global standards providing expert assistance
  • Minimum age at entry: 18years
  • Maximum age at entry: 65 years
  • Age at expiry: 75 years
  • Minimum Term:                               10 years with Premium Paying Term of 3-5 years
  • Maximum Term:                              20 years with Premium Paying Term of 6-10 years