• Lay a solid foundation for a financially independent future after retirement with the guarantee of a continued income
  • Flexible options for payout as well as premium payment frequency
  • A range of riders for a more comprehensive solution 
Flexibility of choosing lump sum payments or scheduled payments, flexibility of choosing retirement date, and payment terms with the option of top-up premiums
A range of riders from critical illness, hospitalization and surgical expenses, disability, terminal illness and accidental death to waiver of premium and last expenses
Whichever is higher from sum assured or investment value during payment term, and investment account value during deferment phase. Beneficiaries will be paid during payout phase
A 130-year insurance legacy in helping millions of people achieve their financial freedom and wellbeing
Renowned for our ability to offer products that meet today’s demanding lifestyles and financial challenges
Highly rated and dependable agents trained to global standards providing expert assistance
  • Minimum age at entry: 20 years 
  • Maximum age at entry: 55 years 
  • Minimum Vesting Age: 40 years 
  • Maximum Vesting Age: 70 years
  • Minimum Premium Payment Phase:     5 years
  • Maximum Premium Payment Phase: 30 years
  • Minimum Deferment Phase:   5 years
  • Maximum Deferment Phase: 30 years
  • Minimum Retirement Pay-Out Phase:   5 years (scheduled payment option)
  • Maximum Retirement Pay-Out Phase: 15 years (scheduled payment option)
  • Monthly / Quarterly / Bi-Annually / Annually / or scheduled for 5, 10 or 15 year terms
  • Minimum: LKR 50,000/=
  • Maximum: LKR 1,000,000/= or Annual Premium * Premium
  • Payment Term, whichever is lower